Finding a good mortgage lender is about more than just finding the best rate (although that is pretty important!) You need someone who will work FOR you and WITH you every step of the way, to make sure you not only get the right product for you, but that you understand the process and all the options. They help you work your largest debt–and asset–into the rest of your life. Think of this as a long-term relationship.When it comes to finding a mortgage, Our advice is usually to go to see at least three people:
- Your own bank. They already know you, you likely already have a relationship with them, and they have your information, so it’s easy…plus they want to keep more of your business!
- A mortgage broker. A broker will shop you as a client out to various lenders to try to get you the best rate and fit for you. Plus it doesn’t cost you anything since they are paid a commission by the lenders.
- RBC. Well, specifically, our rock star mortgage guy at RBC. RBC is Canada’s largest bank, and they don’t work with mortgage brokers, so it’s worth talking to them. Our man Henry is a “mobile” mortgage specialist, so he doesn’t work at a branch, will come to you wherever you are, and on your time schedule. More importantly, he works on commission (unlike a typical branch mortgage person), and it shows in the service he provides.
Here are our trusted lender partners:
Henry Vincent, RBC Mobile Mortgage Specialist
416-371-8650 | firstname.lastname@example.org
Mark Bryars, TD Canada Trust Mobile Mortgage Specialist
905-580-0580 | email@example.com
Jake Abramowicz, Mortgage Edge Mobile Mortgage Broker
416 910 4448 | firstname.lastname@example.org
Joe Sammut, Independent Mortgage Broker, Mortgage Architects
647-224-5363 | email@example.com
Having the right real estate lawyer is something many people don’t put much thought into. The importance of having someone that knows what they are doing–specifically in real estate and in Toronto–can’t be underestimated.In our experience, there are a thousand little things (and a few big ones) that can go wrong in a real estate transaction. Considering this is likely the most expensive purchase you’ll ever make, is this the time to take a chance? When the #@%$ hits the fan, you’ll be happy you didn’t pick your lawyer off of Craigslist just to save a few bucks.
Here are our most trusted lawyers:
We have a long relationship with David and his wife, Sonia. He’s great at clear, timely communication, plus we love that he’s as obsessed with technology and innovation as we are…something as rare in law as it is in real estate!
Korman & Co | Mitch Korman
416-465-4232 | firstname.lastname@example.org
Our clients have also been very satisfied with Mitch and his team.
No matter if you own a condo or a house, you’re bound to need professional help at some point. As a BREL client, you’ll have access to our preferred network of reliable home pros for life. We have access to some of Toronto’s best stagers, cleaners, movers, and handymen. Here’s just a sampling of the people we trust:
POWERCOMM – Bruce Smith, Master Electrician
647-519-1794 | email@example.com
Bruce is not only honest, capable, reliable and organized, but he’s also a pleasure to work with. Highly recommended.
Kiya Sunrise Electrical – Kia Daliri
416-616-4044 | firstname.lastname@example.org
In our experience, Kiya is extremely efficient at dealing with that old Toronto house that needs all that pesky knob & tube replaced. He comes complete with a big crew, so it will feel like you’re surrounded by electricians on every floor, but it’ll be done faster than you can imagine.
Waterproofing, Drains and Plumbing
New Canadian Drain and Plumbing
These are the go-to guys for drains (including that camera inspection your home inspector told you was a good idea) as well as major plumbing such as water main replacement. They have replaced old drains in both our own house as well as those of some of our clients; as well as the original lead water supply lines with shiny new (non-toxic!) copper. They also water-proofed our last house. On-time and on-budget. Super fast free quotes and super fast professional work.
Masonry and Brick Repair
416-425-8055 | email@example.com
Remember how your home inspector said you need to parge, repoint and re-do the tuckpointing? These are the guys you call.
Carson Dunlop is the last word in Toronto home inspections. We have worked with many individual inspectors over the years, but our favourites are Lee Reich and Joel Ishikawa…but it really is hard to go wrong.
Peter Yeates Home Inspections
416-422-1571 | firstname.lastname@example.org
We always trust a Yeates home inspection.
Termite and Pest Control
Aetna Pest Control
Aetna is the last word in Toronto termite control. We call or see these guys every month. Their termite insurance is worth every penny when you need it.
416-992-6695 | email@example.comGreat personal contact for questions (like “can I get insurance for my home with knob and tube?”) A million times better than any call center.